Apate Presents:

The State of Scams –
An Inside View into the Global Scam Economy

Scams have evolved into an organised global economy - complete with workforce planning, infrastructure, and performance targets.

These networks impersonate trusted brands, recruit unwitting money mules, and move stolen funds across borders at industrial scale.

The State of Scams report reveals how this system works. Built on live intelligence gathered from direct engagements with scammers, it maps how syndicates operate, the tactics they use, and the vulnerabilities they exploit across industries.

Request a custom Scam Threat Intelligence Report powered by Apate.ai’s active bot network.
Identify impersonation threats, trace scam patterns, and see your brand’s exposure across digital channels.

Get Your Report

Request Your State of Scams Report

Request a custom Scam Threat Intelligence Report briefing powered by Apate.ai’s AI bot network.

Know your exposure. See the patterns. Act before they do.

Delivered securely within 72 hours.

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Your report will be delivered personally by our intelligence team

This guide maps the Scam Prevention Framework obligations for Australian banks to practical operational and evidence requirements.

It highlights how actionable scam intelligence is identified, acted on, and documented to support defensible outcomes under SPF enforcement and dispute resolution.

Apate works with banks to support this transition through real-time scam intelligence generated from direct engagement with live scam activity.

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